We completely understand the complications and difficulties of shopping a mortgage. When you were referred to a mortgage lender by your real estate agent, there are a lot of emotions involved. We also understand that ultimately, this is your money. Paying more for your mortgage can potentially be a cost that you pay for the next 30 years. Our goal is to help you make an informed decision when balancing the questions, emotions and concerns, like :
- How will using another lender make your agent feel?
- How do you break up with the lender you have been working with?
- What if I want to change but am worried about another credit check or paying for another appraisal?
The couple being interviewed is an actual City Creek Mortgage client who had the same feelings and concerns that you may have. Take a look at their thought process and how they worked through the same realizations and concerns.
When did you first realize you could shop a mortgage?
How do you choose another lender over your agent’s recommendation?
Already started the process with another mortgage company?
Breaking up with your current lender
Already paid for an appraisal with another lender?
Starting over with a new lender
Another credit check?
Is a no-cost loan really free?
The dilemma of breaking the news to your agent
We loved our experience with City Creek Mortgage and have complete trust that we are in the best hands possible. What a great and satisfying mortgage experience! Wow! We have never said that before!
City Creek was the only company to actually stay in contact with us and they spent the time to fully explain what they have done and what to expect next.
We have closed over 7 loans with Mike Roberts and have NEVER had any surprises at closing. Our payment and costs have always been to the literal penny of what he quoted. Mike even calls to let us know when rates drop, once again, helping my family’s financial situation improve.
I can’t say enough how much Deb and I appreciate everything you have done for us and we look forward to working with you in the near future.
I love City Creek Mortgage because Mike was willing to share his time and talent to help Ben and me, even though it was not going to financially benefit him. Sharing his time and talent so willingly will always be fondly remembered and gratefully appreciated!
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