A Home Buyer’s Perspective

From actual City Creek Mortgage clients

We completely understand the complications and difficulties of shopping a mortgage.  When you were referred to a mortgage lender by your real estate agent, there are a lot of emotions involved.  We also understand that ultimately, this is your money.  Paying more for your mortgage can potentially be a cost that you pay for the next 30 years. Our goal is to help you make an informed decision when balancing the questions, emotions and concerns, like :


  •  How will using another lender make your agent feel?
  • How do you break up with the lender you have been working with?
  • What if I want to change but am worried about another credit check or paying for another appraisal?

The couple being interviewed is an actual City Creek Mortgage client who had the same feelings and concerns that you may have.  Take a look at their thought process and how they worked through the same realizations and concerns.

When did you first realize you could shop a mortgage?

How do you choose another lender over your agent’s recommendation?

Already started the process with another mortgage company?

Breaking up with your current lender

Already paid for an appraisal with another lender?

Starting over with a new lender

Another credit check?

Is a no-cost loan really free?

The dilemma of breaking the news to your agent

We’re Gephardt Approved

Learn about us from the eyes of Utah’s most respected business critic, Bill Gephardt.

Mike & Tobi Roberts

Our Story

There is no other mortgage company in Utah like City Creek Mortgage.  Find out why.


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