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Rate:
Today’s Rates
30 Yr Conventional Fixed
Change program 
1.658 Pts
5.375%
APR 5.563%
Lowest rate, highest upfront cost
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1.000 Pts
5.500%
APR 5.628%
Low rate with upfront cost
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-0.143 Pts
5.999%
APR 6.036%
Balanced rate and upfront costs
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-0.777 Pts
6.750%
APR 6.757%
Lowest upfront cost
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Rates as of February 3, 2023 See Rate Assumptions
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2,511 Reviews | Average 5/5
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We wish all decisions in life were this easy
| City Creek Mortgage | Internet Mtg Co. | Typical Mtg Co. | |
| Access to instant rate & fee quotes with no personal info |
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| Extended hours on weekdays & weekends |
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| Local Market Expertise |
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| Access to generate fee sheet, online, 24/7 |
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| No upfront appraisal or credit report fees |
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| Salary-based loan officers |
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| Custom rate & closing cost analysis that saves you the most money |
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| ⭐️⭐️⭐️⭐️⭐️ Google rating with thousands of reviews |
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| $5,000 close-on-time guarantee (when buying) |
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| Close Happy Guarantee (when refinancing) |
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Buying a Home?
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The traditional mortgage process sucks
You're afraid of paying thousands more than you should
You have no idea what your mortgage REALLY costs
You feel confused about the mortgage process
You wish getting a mortgage was 10 times easier
You’re struggling to know if you qualify
You don't know... what you don't know
You deserve better. Which is why we've built an easy experience to close you quickly and save you money.
Why does City Creek Save Me Money?
“Tobi & I both grew up in families with very limited resources. The typical mortgage process is expensive and hard. This is the last thing you should worry about. That's why we re-engineered the mortgage process to be easy and affordable."
Mortgage Mike & Tobi - Founders
"When they say expect to save money they are right. I think going with City Creek saved me at least $4,000 over other quotes and they were easy to work with."
Justin J.
Have a quote from another lender? Let's see how much Mortgage Mike can save you.
"Literally the quickest refinance ever! I am in the mortgage industry and I don’t even think I have witnessed such an easy transaction! We will definitely use them for all of our mortgage needs! Thank you!"
Brittany & Ryan R
Cash Out Refinance in Herriman, UT
Not in one of these states? Let us know and we'll get you in touch with a trusted City Creek partner.
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