Don't know where to start? A City Creek Mortgage is simple.

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The traditional mortgage process sucks
You're afraid of paying thousands more than you should
You're afraid of paying thousands more than you should
You have no idea what your mortgage REALLY costs
You have no idea what your mortgage REALLY costs
You feel confused about the mortgage process
You feel confused about the mortgage process
You wish getting a mortgage was 10 times easier
You wish getting a mortgage was 10 times easier
You’re struggling to know if you qualify
You’re struggling to know if you qualify
You don't know... what you don't know
You don't know... what you don't know
You deserve better. Which is why we've built an easy experience to close you quickly and save you money.
Quotes "When they say expect to save money they are right. I think going with City Creek saved me at least $4,000 over other quotes and they were easy to work with."
Justin J.
4 Easy Steps to Save
Review Our Low Rates Online
See our rates to learn what options are best for you.
Answer Basic Questions
Provide answers to simple, very straight-forward questions.
Upload Some Documents
Provide needed documents to verify your information.
Close Confidently and Save
In as little as two weeks, close with the best loan for you.
We wish all decisions in life were this easy
City Creek Mortgage Internet Mtg Co. Typical Mtg Co.
Access to instant rate & fee quotes with no personal info Access to instant rate & fee quotes with no personal info Access to instant rate & fee quotes with no personal info
Extended hours on weekdays & weekends Extended hours on weekdays & weekends Extended hours on weekdays & weekends
Local Market Expertise Local Market Expertise Local Market Expertise
Access to generate fee sheet, online, 24/7 Access to generate fee sheet, online, 24/7
No upfront appraisal or credit report fees No upfront appraisal or credit report fees
Salary-based loan officers Salary-based loan officers
Custom rate & closing cost analysis that saves you the most money Custom rate & closing cost analysis that saves you the most money
⭐️⭐️⭐️⭐️⭐️ Google rating with thousands of reviews ⭐️⭐️⭐️⭐️⭐️  Google rating with thousands of reviews
$5,000 close-on-time guarantee (when buying) $5,000 close-on-time guarantee (when buying)
Close Happy Guarantee (when refinancing) Close Happy Guarantee (when refinancing)
Why does City Creek Save Me Money?

“Tobi & I both grew up in families with very limited resources. The typical mortage process is expensive and hard. This is the last thing you should worry about. That's why we re-engineered the mortgage process to be easy and affordable."

Mortgage Mike & Tobi - Founders

2,467 people can’t be wrong
5-star ratings 2,467 + Reviews

2,467 Reviews | Average 5/5

Tools & Quick Answers
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5 secrets

5 Secrets

How to get the best home loan

Most homeowners don’t know that the mortgage industry is filled with loopholes and hidden fees that end up costing them THOUSANDS.

"Literally the quickest refinance ever! I am in the mortgage industry and I don’t even think I have witnessed such an easy transaction! We will definitely use them for all of our mortgage needs! Thank you!"
Brittany & Ryan R
Cash Out Refinance in Herriman, UT
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Where We’re Licensed
Keep that payment low in 9 states & growing
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Your Home is important
We'll work around your schedule.
We’re available 7 days a week, 15 hours a day. Our committment to saving you money doesn’t stop at 5pm. Call, chat, or come on in.
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Outsmart the Mortgage Industry and Save Thousands
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