Best loan. Most savings. Guaranteed.
Our all-new BETA Digital Loan Officer analyzes thousands of options to show you the loan that saves you the most money possible.
Alert to Lock: Rates are rapidly moving higher. Please get in your application and documents ASAP so we can get you locked. There is no telling how high rates will go.
Expect to save money with our Salary-based Loan Officers.
Our all-new BETA Digital Loan Officer analyzes thousands of options to show you the loan that saves you the most money possible.
Do you know how other loan officers make money from your home?
Fat Commissions.The higher rates and origination fees you pay don't go toward your home. They go to your over-compensated loan officer.
Yikes.Get the best loan for you and save with a salaried loan officer.
We understand you're trying to save money. Here's how we'll help you:
Term | Rates | APR |
---|---|---|
30yr Fixed | 2.875% | 2.985% |
20yr Fixed | 2.45% | 2.645% |
15yr Fixed | 2.25% | 2.406% |
30yr Super Conf. | 2.999% | 3.084% |
30yr Fixed FHA | 2.25% | 3.355% |
30yr VA | 2.625% | 3.033% |
Our assumptions |
Why don't other lenders post their rates online? We know! Other lenders allow their loan officers to adjust rates and fees based on how much they think they can make on your loan. We don't.
"Tobi & I both grew up in families with very limited resources. Extra money for sports, dances, and vacations just didn't exist. We understand that you have more important things to spend your money on than massive loan officer commissions. That's why we pay our salaried loan officers to save you money. If you believe what we believe, then welcome to The City Creek Family." Mortgage Mike & Tobi – Founders
Ruby G. "We shopped around for the lowest rate to refinance our current mortgage and no one could beat City Creek Mortgage. Our experience from beginning to end was outstanding!"
John C. "I seldom write reviews, however the service we received from City Creek Mortgage was outstanding and warrants a review. The CCM team made the refinancing of our home extremely fast and painless. Communication was great and the process was made simple. With confidence, I can highly recommend City Creek Mortgage."
Tauni H. "I turned to City Creek Mortgage with a tight deadline and WOW. Upon closing, they got me nearly one whole point lower rates than the previous company was going to be getting me. They turned my stress into strength. Thank you City Creek Mortgage for blowing the other guys out of the water."
JW "The deal seemed too good to be true. It actually ended up costing even less! It was the fastest, easiest financing I’ve ever done. They even arranged for us to sign closing documents in Chicago because we were visiting our daughter. They sent someone to us, right at my daughter’s home, at no cost to us to do the closing"
Mario C. "Where do I start!? They have been amazing! Communication is second to none! City Creek has made this process so easy and convenient. The service is top-notch. I love how upfront and informative they are. If you’re on the fence about using City Creek, I don’t just recommend that you use them, I encourage it!"
Jett S. "I can tell you right now, this team has your best interest in mind. We got the best rate and closed in less than two weeks. I will continue to refer them to all my friends and family. I know that they are honest and reliable. Call them for a second opinion at the very least, you won't be disappointed!"
Collin M. "City Creek is THE BEST. They made everything so easy and smooth. They paid attention to every detail and explained everything at a level I could understand. We signed for our new home EARLY because the city creek team is so good at their jobs! Will never use anyone else."
Provide answers to simple, very straight forward questions.
In as little as two weeks, close with the best loan for you.
Our BETA digital loan officer will search through thousands of rate options, and analyze which loan costs the least over the time you'll keep your loan.
At City Creek Mortgage we want to help you confidently choose the best mortgage and save money. To do that, you need a team that has one priority—YOU.
Our team of salary-based loan officers are licensed in multiple states. See the list below to learn where you can get a City Creek Mortgage loan.
Life happens. We understand. Our 15-hour workdays makes it convenient to work on your terms.
Monday - Thursday: 6am - 9pm
Friday: 6am - 6pm
Saturday: 9am - 5pm
Friday: 6pm - 9pm
Saturday - Sunday: 9am - 9pm
Extended Hour Line: 801-541-3305
Phone: 801-501-7950
Fax: 801-501-7951
Email: mike@citycreekmortgage.com