801-501-7950
Login
Rates
Rates
Today's Rates
Get A Rate Quote
Mortgage Mike’s Daily Rate Commentary
Sign up to Track Rates
About
Learn About Rates
Understanding No-Cost Rates
Is a no-cost loan really free?
When did you first realize you could shop a mortgage?
-
Get an instant rate quote
See rates
Get a full rate analysis
Start Analysis
Buy a Home
Buy a Home
Buying a Home
Where do I start?
Buying Process Overview
Today’s Rates
Home buying FAQ
Testimonials
Purchase Tools
Monthly Payment Calculator
Rate Comparison Tool
Digital Loan Officer
Affordability Calculator
Purchase Programs
Conforming / Conventional
Jumbo
FHA
VA
Get an instant rate quote
Start rate quote
Shop for your home
Get a prequal letter
Refinance
Refinance
Refinancing
Where do I start?
Refi Process Overview
Refinance FAQs
Testimonials
Refinance Tools
Monthly Payment Calculator
Instant Second Opinion
Rate Comparison Tool
Digital Loan Officer
Free Mortgage Review
Refinance Programs
Conventional Refinance
Jumbo
FHA
VA
Get an instant rate quote
Get Started
See how much your home is worth
Request Home Value Report
Tools
Get an instant rate quote
Get Started
Rate & Timeline Analysis
See which rate is cheapest
Tools
Refinance Calculators
Refinance Rate Tool
Refinance Second Opinion
Refinance Savings Calculator
Refinance Rate Comparison Tool
Free Mortgage Review
Purchase Calculators
Mortgage Calculator
Affordability Calculator
Purchase Second Opinion
Monthly Payment Calculator
Creative Mortgage Tools
Fund Your Retirement Calculator
Rate Timeline Analysis
Quick Answers
Get an instant rate quote
Get Started
Chat with us
Start Chat
Find An Answer
Quick Answers
Learn
Home Buying
Home Refinance
Home Loan Mortgage
Home Ownership
Finance
Why Us
Contact Us
Careers
Locations
Events
801-501-7950
Login
Apply Now
Purchase Loan Programs
Find the purchase program to fit your needs
Most common/recommended
Conforming / Conventional
The most common mortgage loan program
8-30 year terms
Fixed or Adjustable Rates
As low as 5% down
Mortgage insurance can drop off
Lower rates for first time homebuyer
Apply now
Read about it
Other loan program options
Jumbo
Good for investors
Common loan for high value properties
Fixed or Adjustable Rates
No Prepayment Penalties
Apply now
Learn about it
VA
$0 downpayment
$0 downpayment needed
Can refinance up to 120% of your home's value
No mortgage insurance throughout loan
Apply now
Learn about it
FHA
Low downpayment
As low as 3.5% down
More flexible on credit score requirements
Government insured program
Apply now
Learn about it
USDA
$0 downpayment
No downpayment needed!
Always has mortgage insurance
Government program that helps with rural housing
Apply now
Learn about it
Your Term Mortgage
Custom Term
Conventional program that lets you customize your term between 8 and 30 years
Apply now
Learn about it
Not sure which loan program to choose? We can help with that.
Explore rates
Chat with us
Save on your home purchase
Outsmart the mortgage industry and save thousands
Apply Now