Follow the Money: Understanding Joint Ventures and Affiliated Business Arrangements

Your lender referral may come with a business relationship behind it. Understanding that...

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The High Cost of Convenience: Why Your Agent’s Go-To Lender Might Be Overcharging You

Your agent’s preferred lender may be convenient. That doesn’t mean they’re giving you...

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How To Knock 10 Years Off a 30-Year Mortgage (Without Doubling Your Payment)

Determining your home buying budget isn’t just about qualifying for a bank loan,...

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What is the 3/3/3 Rule for Home Buying? A Simple Affordability Guide

When you start shopping for a house, figuring out your true comfort zone...

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How Much Home Can I Afford? A Step-by-Step Budgeting Guide

Buying your first home is one of the biggest financial moves you’ll ever...

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Primary Residence vs. Investment Property vs. Secondary Home

When you apply for a mortgage, your lender will ask if this property...

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Everything You Need to Know About Closing Costs

What Are Closing Costs? Closing costs are the various fees you pay your...

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Using your mortgage for debt consolidation

According to the Federal Reserve Bank of New York, Americans have a total...

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Understanding Private Mortgage Insurance

Private mortgage insurance (PMI) is a type of protection that helps protect lenders’...

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Buying Mortgage Points

If you’re buying a house for the first time, you might come across...

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