VA Refinance

A VA loan is available with a fixed rate, and as a streamline refinance

VA Fixed Rate

  • Are you a veteran or currently serving in the United States military? Are you a surviving veteran spouse?
  • Do you want to purchase or refinance a home loan without a down payment?

A VA fixed rate loan is offered to active military men and women, veterans, and to surviving spouses. An exclusive perk for all VA loans is that a down payment is not required. You can also refinance up to 100% of your home’s value.  Even if you have used your VA loan benefits in the past, you can take advantage of this special program.

VA Streamline

Fixed Rate

  • Are you current on your VA home loan?
  • Are you paying a higher interest rate on your existing loan than is offered today?

VA loans are popular among those who qualify, since there is no requirement for monthly private mortgage insurance, or a down payment. If your payments are up to date on your current VA loan, with no more than one 30-day late payment in the previous 12 months, you can qualify for a VA streamline refinance, known as the Interest Rate Reduction Refinance Loan (IRRRL.)

 

Once you have been approved for a VA loan, VA streamline refinancing is simple. You can quickly and effectively lower your interest rate to today’s competitive rate. In addition, closing costs can be rolled into your loan amount.