Rate Assumptions

  • Rates shown assume a purchase transaction.
  • Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 75%; a minimum FICO score of 740; a Loan Term of 360 months; and a loan amount of $225,000 for conforming loans.
  • Rates may be higher for loan amounts under $225,000. Please call for details.
  • Rates are subject to change without notice.
  • Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
  • Subject to underwriter approval; not all applicants will be approved.
  • Fees and charges apply.
  • Payments do not include taxes and insurance.
  • Rates based on information gathered from LoanSifter.com, an OptimalBlue Site.
  • Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
  • Restrictions may apply.  Ask for details.
  • City Creek Mortgage is an Equal Opportunity Lender

“Rate Over X%” Assumptions

  • Rates shown assume a refinance transaction.
  • Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 75%; a minimum FICO score of 740; a Loan Term of 360 months; and a loan amount of $225,000 for conforming loans.
  • Rates may be higher for loan amounts under $225,000. Please call for details.
  • Rates are subject to change without notice.
  • Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
  • Subject to underwriter approval; not all applicants will be approved.
  • Fees and charges apply.
  • Payments do not include taxes and insurance.
  • Rates based on information gathered from LoanSifter.com, an OptimalBlue Site.
  • Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
  • Restrictions may apply.  Ask for details.
  • City Creek Mortgage is an Equal Opportunity Lender