Refinance

Top Reasons to Refinance

Lower my monthly payment

You can save thousands over the course of your loan when you refinance and get a lower monthly payment. That way you can use your money for life’s other goals.

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Lower my rate

Refinancing to a lower rate may save you thousands over the life of your mortgage. Use our find your best rate tool to price your refinance.

Find your best rate >

Drop my mortgage insurance

If you have 20%+ equity in your home, refinance to a conventional loan and drop your Mortgage Insurance for good.

Refinance to a Conventional Loan >

Get cash from my mortgage

Whether your looking to do improve your home, consolidate debt, getting a cash out refinance may be the right choice for you.

Apply for a Cashout Refi >

Keep my payment from rising

One of the downsides to an adjustable rate mortgage(ARM) is that your payment will go up when mortgage rates rise. You can stabilize your monthly payment by refinancing to a fixed rate loan.

Recommended loan options to stabilize your payment :

Conventional Fixed Rate

FHA Fixed Rate

Pay off my mortgage sooner

You don’t have to wait to pay off your mortgage. See what your options are.

Call today 801-501-7950 >

What are the steps to refinance?

After 17 years, we’ve refined our loan process into 4 simple steps.

Loan Process >

Frequently Asked Questions

How much will my closing costs be?

We believe in transparency.  It depends on a few factors, like credit score, loan amount, and location.  You can see an estimated closing cost using our Find Your Best Rate Tool.  All without entering any personal information.

Find Your Best Rate >

Is it really possible to do a loan without having to pay closing costs?

Not only is it possible, in many cases it can save you money.

Why isn't my question here?

That’s a great question.  Whatever your question is, we can find an answer to it.

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