Avoid the "Preferred Lender" and save thousands
With no upfront fees, some of the lowest rates available, and a salary-based team working 7 days a week, you’ll save money and time.
5.0 2,523 Google Reviews

Apply online or talk with a salary-based loan officer to see what you can afford
You get a pre-qualification letter or approval letter. It makes your offer stronger.
Get a discounted real estate agent if you’re not already working with one.
Once you find a home and your offer is accepted, you’ll upload your contract
Your loan officer will review and recommend the best loan for you
You’ll upload things like ID, paystubs, bank statements, etc.
Your loan coordinator will submit your documents for lender review
Your lender will complete their review and send us a list of final to-do’s before closing.
Your processor will work with you to finish open to-do’s. We may need more documents from you.
A closing specialist will reach out to you to schedule your closing.
On closing day, you’ll bring your ID, sign some documents and be on your way!
City Creek Mortgage | Preferred Lender | |
$5000 Close-on-time Guarantee for Purchases |
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Amazingly low rates |
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Open 7 days a week |
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No conflict of interest with the builder |
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⭐️⭐️⭐️⭐️⭐️ Google with thousands of reviews |
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Salary-based loan officers that save you money |
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pre-qualification letter
“Tobi & I started our careers building homes. After seeing how much mortgage companies were overcharging our clients, we were disgusted. With my background in finance, we created City Creek Mortgage with the purpose of saving normal families thousands of dollars."
Mortgage Mike & Tobi - Founders
2,523 Reviews | Average 5/5