All Rate Options
Unique situation? We have a low rate for you.
  • Conventional
  • Term Rates APR
  • 30 Yr Fixed Conforming 4.875% 4.125%
  • 20 Yr Fixed Conforming 4.625% 4.777%
  • 15 Yr Fixed Conforming 4.000% 4.213%
  • 7/6 ARM 4.875% 4.125%
  • 5/6 ARM 4.500% 3.804%
  • Jumbo
  • Term Rates APR
  • 30 Yr Fixed Jumbo 5.375% 5.446%
  • 30yr 10/6 Jumbo ARM 5.000% 4.450%
  • 30yr 7/6 Jumbo ARM 5.000% 4.178%
  • 30yr 5/6 Jumbo ARM 5.000% 3.967%
  • Other
  • Term Rates APR
  • 30 Yr Fixed FHA 4.125% 5.287%
  • 30 Yr VA 4.250% 4.681%
  • 30 Yr Super Conf. 4.875% 4.956%
Rates as of May 19, 2022   |  See Rate Assumptions
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The Fed is holding true to what they have been promising all year… a taper! DUN DUN DUN   Quick recap: 2020 wreaked havoc across the global economy. To avoid economic collapse, the Fed gave a shot of adrenaline in...

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Frequently Asked Questions
Of course you have questions about buying a home. Let’s get you answers.
open question How much will my closing costs be?
We believe in transparency.  It depends on a few factors, like credit score, loan amount, and location.  You can see an estimated closing cost using our Find Your Best Rate Tool.  All without entering any personal information. Find Your Best Rate
open question Is it really possible to do a loan without having to pay closing costs?
YES! It is possible, and it can save you money. How No Cost Loans Work
We know what we’re doing
We go above and beyond to create great experiences for our clients, here are some words to prove it.
  • “Mike and Tobi are an incredible example of how mortgage companies should be. They are truly concerned about the best for our family and make the whole process less stressful. Mike has gone above and beyond the call of duty many times during the past 8 years on our behalf. They are incredible to work with and anyone in the City Creek family is lucky to have people like them on their side. I’m honored to be in the family. THANKS TO YOU ALL!!!”
    Tonya Edvalson
  • “We loved our experience with City Creek Mortgage and have complete trust that we are in the best hands possible. What a great and satisfying mortgage experience! Wow! We have never said that before!”
    David and Gretchen Figge
  • “Mike and the team at City Creek have been taking care of my family for over ten years. We’ve never had a problem, and have appreciated all of the time and attention they have given us. I recently referred two friends to City Creek and they both commented about the great service. It’s nice to know my referral was a good one and that they were taken care of. Thank you City Creek Mortgage!.”
    Amy Mcneil
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