801-501-7950
Login
Check Rates Now
- Conventional loan
- FHA loan
- VA loan
Ready when you are.
Rates and homes move fast. We can help.
From Mortgage Mike
Why are City Creek's Rates So Low?
“Tobi & I both grew up in families with very limited resources. The typical mortgage process is expensive and hard. This is the last thing you should worry about. That's why we re-engineered the mortgage process to be easy and affordable."
See Purchase Rates
Purchase Process Overview
5 Easy Steps to Save & Close Happy
Step 1
Get pre-qualified or pre-approved
Apply online or talk with a salary-based loan officer to see what you can afford
You get a pre-qualification letter or approval letter. It makes your offer stronger.
Get a discounted real estate agent if you’re not already working with one.
Step 2
Find a home & send us the contract
Once you find a home and your offer is accepted, you’ll upload your contract
Your loan officer will review and recommend the best loan for you
Step 3
Upload remaining documents
You’ll upload things like ID, paystubs, bank statements, etc.
Your loan coordinator will submit your documents for lender review
Step 4
Final to-do’s
Your lender will complete their review and send us a list of final to-do’s before closing.
Your processor will work with you to finish open to-do’s. We may need more documents from you.
Step 5
Close on time
A closing specialist will reach out to you to schedule your closing.
On closing day, you’ll bring your ID, sign some documents and be on your way!
Why buy a home with anyone else?
| City Creek Mortgage | Preferred Lender | |
| Amazingly low rates |
 |
|
| Open 7 days a week |
|
|
| No conflict of interest with the builder |
|
|
| ⭐️⭐️⭐️⭐️⭐️ Google with thousands of reviews |
|
|
| Salary-based loan officers that save you money |
|
We don't just watch rates. We watch your loan.
Join our Rate Watch and we'll store your exact loan details in our system, connected directly to our live pricing engine. The moment a refinance makes sense for your situation, we'll call you.
- When rates improve (we notify you)
- When the numbers make sense (we reach out)
- You'll know exactly when it's time to act
You’re buying a home, that’s great! Where are you in the process?
