Articles & Advice

Mortgage Mistakes

Avoid these mistakes to make your mortgage experience go as smoothly as possible.

Rates & Closing Costs

Save thousands by knowing how rates and closing costs affect each other.

Shopping your Mortgage

Many mortgage companies fear that their clients will shop around – we encourage ours to.

Personal Finance

There’s no substitute for a good working knowledge of your finances.

All Articles

Mortgage 101 / 01.10.2017

Within any mortgage situation, the down payment is one of the largest consideration. A down payment refers to how much cash you put down up front when buying a home, and it can be a daunting number for many people. At City Creek Mortgage, we’re here...

Mortgage Myths / 15.09.2017

Research is a very important factor in any mortgage loan process, and at City Creek Mortgage, we’re here to help you find answers and clarity in your search for the best home loan situation. Our brokers can answer any questions while helping you navigate what...

Mortgage Tips / 01.09.2017

At City Creek Mortgage, we’re here to tell you that the actual securing of a mortgage loan is only half of the home buying process. We’re also here to help with the other half: Securing a great home based on the financial elements involved in...

Mortgage 101 / 01.08.2017

For many of our first-time homebuyers at City Creek Mortgage, we like to keep things simple. A mortgage is a big life event, and you want a mortgage company that will help you with the details and keep things in perspective if any issues arise. You...

Mortgage Tips / 01.07.2017

In any mortgage situation, equity is a very important consideration. Equity refers to the difference between the current value of your home and the amount you still owe on your mortgage loan – naturally, most people gain equity over time as their balance goes down...

Personal Finance / 27.06.2017

Consumer debt among American families was recently reported to total $12.73 trillion. To put this into perspective, the US government debt is just shy of $20 trillion. The outrageous amount currently owned by consumers is higher now than the peak reached in 2008 before the economic collapse. Although consumers are handling...