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Personal Finance / 22.06.2018

Whether you’re looking to get a new mortgage or refinance an existing one, your credit score is one of the biggest financial factors in this world. A high credit score will help you get the best mortgage rate available and qualify for many special programs,...

Mortgage Tips / 22.06.2018

At City Creek Mortgage, we’re here to be more than just mortgage pros. Our experts are indeed experienced and well-trained in every area of helping you get the best mortgage rates, but they’re also here to help you with several parts of the actual homebuying...

Mortgage 101 / 21.05.2018

The homebuying world is exciting, but it can also be complex and somewhat imposing for first-time homebuyers. At City Creek Mortgage, we’re here to make everything as simple as possible for you as you go through the mortgage loan and home search process. Unfortunately, a large...

Mortgage 101 / 15.05.2018

First-Time Homebuying Misconceptions   The homebuying world is exciting, but it can also be complex and somewhat imposing for first-time homebuyers. At City Creek Mortgage, we’re here to make everything as simple as possible for you as you go through the mortgage loan and home search process. Unfortunately,...

Mortgage Tips / 15.05.2018

If you’re looking to buy a home but have less than perfect credit or lack the cash for a down payment, an FHA loan might be a perfect choice for you. Backed by the Federal Housing Administration, an FHA loan is a type of mortgage...

City Creek Mortgage News / 04.04.2018

When you receive a mortgage loan from a reputable mortgage company like City Creek Mortgage, an important part of the process will be underwriting. During this process, the underwriter might ask for what’s called a letter of explanation, or LOE. Some potential borrowers panic when they...