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Raving Fans / 25.02.2014

My experience with City Creek mortgage was nothing shy of amazing. Since City Creek is a big company that you see on all of the billboards and hear about them everywhere, I was skeptical that they would provide the service I was expecting. The first...

Mortgage Mistakes / 04.02.2014

One of the biggest mistakes homeowners make is continually adding to their principal balance by accruing loan fees to refinance every time an opportunity arises to lower their interest rate. With the average homeowner refinancing every three to five years, and with record low rates...

Personal Finance / 14.01.2014

One of the greatest life regrets told by elderly people is that they wish they had saved more money when they were younger. According to a recent survey by the Employee Benefit Research Institute, 57% of U.S workers reported less than $25,000 in total household...

Raving Fans / 07.01.2014

I have worked in the lending industry now for nearly 11 years, so I came into this process somewhat skeptical when I saw a billboard with City Creek mortgage & “Mortgage Mike” on it. I was working with another lender at the time, but had not been...

Uncategorized / 28.12.2013

Turning 40 is somewhat of a big deal. Just ask my wife, Tobi. She recently faced this milestone. Unlike when I had my turn, she handled the transition like a pro. Maybe it was the ENORMOUS ice cream sundae we shared, or just her positive...

Mortgage Tips / 17.12.2013

People often ask if it is really possible to get a mortgage without paying closing costs. The answer is YES! We’ve been closing NO-COST loans for over 15 years and we will explain how. A NO-COST Loan explained: There are always fees associated with doing a mortgage. Appraisers, title companies...

Mortgage Tips / 03.12.2013

I am often asked when a homeowner should put the focus of paying off their mortgage. Although the answer to this question is specific to each homeowner, my general recommendation lies within a 4-step plan that I use to advise each of my clients. Each step is...