Articles & Advice

Mortgage Mistakes

Avoid these mistakes to make your mortgage experience go as smoothly as possible.

Rates & Closing Costs

Save thousands by knowing how rates and closing costs affect each other.

Refinance Strategies

The more you understand about refinancing, the more you can save.

Shopping your Mortgage

Many mortgage companies fear that their clients will shop around – we encourage ours to.

Mortgage 101

Back to Basics.

Personal Finance

There’s no substitute for a good working knowledge of your finances.

All Articles

GAME OF LOANS

The Hidden Truth about Interest Rates I recently made the decision to care less about being liked by people in the mortgage industry and more about transparency surrounding what I believe. For the sake of this article, I'll focus on how much a mortgage loan truly...

Mortgage 101 / 15.08.2017

Pre-Qualification, Pre-Approval and Commitment

There are several stages to every mortgage loan process, and the early ones are often some of the most important. What you do early in the process can set the table for the rest of it, and as your go-to mortgage company, we at City...

Mortgage 101 / 01.08.2017

Brushing Up On Mortgage Terms

For many of our first-time homebuyers at City Creek Mortgage, we like to keep things simple. A mortgage is a big life event, and you want a mortgage company that will help you with the details and keep things in perspective if any issues arise. You...

Mortgage Strategies, Mortgage Tips / 16.07.2017

Why You Should Shop Around for a Mortgage

Throughout the mortgage world, many lenders are wary of potential clients shopping their mortgage rates around to other potential lenders. They don’t want clients to potentially see better deals or rates elsewhere. At City Creek Mortgage, we’re the opposite – we’re so confident in our programs,...

Mortgage Tips / 01.07.2017

Tactics for Raising Home Equity

In any mortgage situation, equity is a very important consideration. Equity refers to the difference between the current value of your home and the amount you still owe on your mortgage loan – naturally, most people gain equity over time as their balance goes down...

Personal Finance / 27.06.2017

CONSUMER DEBT

Consumer debt among American families was recently reported to total $12.73 trillion. To put this into perspective, the US government debt is just shy of $20 trillion. The outrageous amount currently owned by consumers is higher now than the peak reached in 2008 before the economic collapse. Although consumers are handling...

Mortgage 101 / 15.06.2017

How a Jumbo Loan Can Benefit You

Just because you’re in a higher income range doesn’t mean you aren’t potentially in need of a mortgage loan, and for folks in these higher brackets, jumbo loans are often the top option. Designed for purchases ranging between $600,300 and $3,000,000, we at City Creek...

City Creek Mortgage News, Lending a Hand, Uncategorized / 09.06.2017

Healing Conflict

My wife and I are considered by many to have a hot, sexy marriage. I must admit, that’s a badge I wear proudly. It seems rare to find couples who met in high school 28 years ago who are still passionately in love. I often...

Mortgage 101 / 01.06.2017

Common Refinancing Mistakes to Avoid

With mortgage rates once again on the rise, refinancing a mortgage is once again becoming a vogue topic. At City Creek Mortgage, we’re here to help if you determine that refinancing your mortgage is the best way to save yourself some cash and open up...

Mortgage 101 / 15.05.2017

Signs It’s Time To Refinance

For many people locked into a current mortgage loan, looking to refinance can be a smart option. There are several market factors that may contribute to your determination regarding when it’s right to consider refinancing, and at City Creek Mortgage, our brokers can help you...