Avoid these mistakes to make your mortgage experience go as smoothly as possible.
Save thousands by knowing how rates and closing costs affect each other.
The more you understand about refinancing, the more you can save.
Many mortgage companies fear that their clients will shop around – we encourage ours to.
Back to Basics.
There’s no substitute for a good working knowledge of your finances.
Our High volume / LOW COST approach made us the #1 Team in UTAH in 2020 and the #3 Team in the Nation. At the center of our goal to close 1 Billion in 2020 is our companies mission. Our mission is to drive down...
FIND OUT HOW MUCH YOUR HOME IS WORTH As you have heard, home values have risen crazy fast over the past year. From December 2019 to December 2020, home values grew 9.2% on average in the US! Meaning if you bought a home in December 2019 for...
It’s a sad thing when you feel like your industry is taking advantage of consumers. This is exactly where I find myself right now. For 20 years, rather than sit back and do nothing, I have decided to speak up and voice my opinions to...
The truth is, buying on impulse is rarely a good idea when it comes to a home but buyers are often at risk of losing their dream home when they wait too long. For this reason, it’s also not a good idea to over-analyze in...
House prices have been on fire over the past year and continue to soar in spite of a certain “C” word. In fact, the recent pandemic is partly why prices continue to rise as a housing shortage has encouraged more and more sellers to take...
When purchasing a new home or refinancing a current home, you will always encounter the same lineup of employees. To help you understand who will be part of the process of your home loan, here's a breakdown of each person and the role they play. Talking...
Have you ever wondered how a mortgage lender gets paid? It’s a common question when it comes to buying a property but also one that often seems to confuse the average homeowner. Mortgage lenders have various avenues in which they can make money, from origination...
For most sellers, it’s fully expected that buyers will have pre-approval from a lender before they start negotiating. However, you should also know that a mortgage lender will always ask for things like proof of assets and documentation relating to your income and employment. In this...
Buyers benefit from having a loan officer on board during the application process. For most buyers, this means they can ensure the right documentation is compiled for their application. It’s also a great way to save time, for a loan officer will already know about the...
Is Refinancing Possible with Bad Credit? Homeowners with a bad credit score will often worry about not being able to refinance their mortgage. However, bad credit doesn’t necessarily mean that you cannot refinance your mortgage and a sub-par rate is often the only price that homeowners...