Articles & Advice

Mortgage Mistakes

Avoid these mistakes to make your mortgage experience go as smoothly as possible.

Rates & Closing Costs

Save thousands by knowing how rates and closing costs affect each other.

Refinance Strategies

The more you understand about refinancing, the more you can save.

Shopping your Mortgage

Many mortgage companies fear that their clients will shop around – we encourage ours to.

Personal Finance

There’s no substitute for a good working knowledge of your finances.

All Articles

City Creek Mortgage News / 04.04.2018

When you receive a mortgage loan from a reputable mortgage company like City Creek Mortgage, an important part of the process will be underwriting. During this process, the underwriter might ask for what’s called a letter of explanation, or LOE. Some potential borrowers panic when they...

Mortgage 101 / 04.04.2018

When it comes to a new mortgage loan, the down payment amount is often the largest financial concern for many buyers. This lump sum, paid up front as a percentage of the principal loan amount, can be a struggle for many buyers to come up...

Mortgage 101 / 04.04.2018

For many people, especially first time homebuyers, the process of obtaining a mortgage loan may seem daunting. While the process is actually simpler than you might think, it’s common for the raw scope of it all to be a bit intimidating. At City Creek Mortgage, we’re...

Lending a Hand / 15.03.2018

  Our Chief Heart Officer, Jamie Norris, introduced the City Creek family to cooking meals for those living at The Ronald McDonald House. This is a home where families are invited to stay while one of them is receiving treatment for a life-threatening illness. The Ronald McDonald House...

City Creek Mortgage News / 09.03.2018

The Bureau of Labor Statistics’ (BLS) Jobs Report came in way stronger than expected. While the market was looking for 205,000 new job creations, the actual figure came in at a whopping 313,000. In addition, the prior two month’s reports were revised higher by a...

Lending a Hand / 07.03.2018

City Creek Mortgage was recently introduced to the foundation, Cars 4 Kids, created by Luxe Auto Spa. We experienced an unforgettable 3-day drive through the back roads of Utah’s breathtaking scener y and meeting some of the most generous people ever. This drive ended at The Ronald McDonald...