Refinance with the Home Affordable Sustainability Program (HASP)

Is your home loan owned by Freddie Mac?

The Homeowners Affordability and Sustainability Plan (HASP) is a program implemented on February 18, 2009 by President Obama to help millions of Americans avoid foreclosure.

Like Fannie Mae’s HARP, Freddie Mac’s HASP will help homeowners whose falling home values have prevented them from refinancing because their current loan to value ratios are higher than the normal 80%.

To take advantage of HASP, your home loan must be owned by Freddie Mac. 

Click here to find out if Freddie Mac owns your home loan.

 

Apply Now

City Creek Mortgage IconCity Creek Mortgage

11910 S State St #100, Draper

5.0 2,786 reviews

  • Avatar Stefania Boornazian
    After a terrible experience trying to refinance with our existing lender we found City Creek Mortgage and couldn’t be happier. Devyn and her team are wonderful to work with, highly responsive, patient with all your questions, and the whole … More process was a breeze. You’ll feel valued as a customer every step of the way and they go out of their way to earn your business. I would highly recommend them!
    ★★★★★ in the last week
  • Avatar Linda Bowen
    Temara and her team were great to work with. Even when the house under contract changed 3 weeks before closing, they were able to have everything together and ready to close a day early. Very responsive and we were able to work together … More to make it all happen for our client.
    ★★★★★ 2 weeks ago
  • Avatar Ken Duncan
    I have nothing but good things to say about City Creek mortgage but especially Alexis and Sefa. I ended up being under contract three times. Had to back out twice because of inspection issues. The third time was a charm and I found my dream … More house and that's everything I wanted in a house. Alexis is so good to work with always getting back to me when I had questions or problems. I recommend City Creek to anyone looking to refinance or buy their first home. Thanks so much for all that you guys have done.
    ★★★★★ 5 months ago
  • Avatar Andrew Gunyan
    We had amazing experiences with Alex! She was super patient, kind, and helped us understand each step of the process. Made everything very easy! Wonderful person, would definitely recommend working with her!
    ★★★★★ a week ago
  • Avatar Marc Whiting
    City Creek Mortgage did an incredible job with our home refinance. I love their online tool that allows for transparency and clarity when trying to see what interest rate and fee structure would work best for us. The cost to close our … More loan was less than expected and we still got a rate that worked for us.
    Temara and Marisol were great to work with. They responded to our requests quickly, and they kept us informed at every step of the way. Incredible customer service, that we really do appreciate! Thank you City Creek Mortgage, we will definitely be referring all our family and friends to you!
    Marc and Stacy W.
    ★★★★★ 2 months ago
  • Avatar Hanann Morris
    We can't say enough about how much we appreciate the team at City Creek Mortgage, especially Temara. From the very beginning, she worked so hard on our behalf, especially with our tricky financing situation. She truly went above and … More beyond, meeting with us several times to patiently walk us through our options and find a solution that worked for us. Her dedication and effort made all the difference. The City Creek team is absolutely amazing, and we are so grateful for their help.
    ★★★★★ a month ago