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Refinance with the Home Affordable Sustainability Program (HASP)
Is your home loan owned by Freddie Mac?
The Homeowners Affordability and Sustainability Plan (HASP) is a program implemented on February 18, 2009 by President Obama to help millions of Americans avoid foreclosure.
Like Fannie Mae’s HARP, Freddie Mac’s HASP will help homeowners whose falling home values have prevented them from refinancing because their current loan to value ratios are higher than the normal 80%.
To take advantage of HASP, your home loan must be owned by Freddie Mac.
Click here to find out if Freddie Mac owns your home loan.
City Creek Mortgage
11910 S State St #100, Draper
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City Creek Mortgage was great to work with. In particular, Alexis Carter and Sefa Gasu were the best! They made everything so easy to understand and were both so patient with us and our endless questions. They were very responsive by phone … More and email. They were also so fast! We would definitely work with them again! -
Thank you so much for helping me with my mortgage! Devyn and Stefa were very great to work with. They both made the entire process stress-free and quick start to finish. Everything was explained clearly and communication was great. I truly … More appreciate the time and effort put into making this such a positive experience. I highly recommend working with them! City creek mortgage is the best
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We had an excellent experience with City Creek Mortgage from start to finish. Sefa Gasu, Alexis Carter, and Ivie Carter were thorough, responsive, and professional every step of the way. They handled a complex file with clarity and care, … More kept communication tight, and helped us get to closing smoothly and confidently. Highly recommend their team.
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We had a very positive experience with City Creek Motgage. Alexis and Sefa were easy to work with and listened to our concerns, fixed the issues that we had and made the whole process very smooth. We appreciate all that they did for us … More and will work with him in the future. We highly recommend them to anyone else looking for a mortgage.
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City Creek Mortgage is absolutely amazing. I closed on my mortgage in two weeks. Both Devyn and Adriana kept me informed along the way. Devyn found me the best rate and Adriana did a great job communicating throughout the entire process. … More I recently had a poor experience with a local credit union on a refinance and so I tried City Creek based on a family recommendation. I’m so happy I did. I will always using City Creek going forward. They are top notch and the best in the business.
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I cannot emphasize enough how terrified I was to jump into the mortgage world, especially with rates being what they are. Alexis and Sefa at City Creek Mortgage made the process so much less scary. They fought for a lower rate, worked closely … More with me, and somehow helped me close in under three weeks (not a guarantee, just a sign of their hustle!).
They were patient, answered all my endless questions, and treated me with genuine kindness—something that’s hard to put a price on. Honestly, after working with them, I wish it was Alexis and Sefa’s faces on those big freeway billboards instead of “Mortgage Mike” (no offense, Mike). If you want experts who are as personable as they are knowledgeable, these are your people.
Grateful, relieved, and finally at peace with my mortgage—thanks to Alexis and Sefa! When rates drop, I look forward to working with you guys again.
