Is Your Rate over 6.375%?    Refi & we'll pay your fees!ª    Call Now 801-501-7950

Refinance with the Home Affordable Sustainability Program (HASP)

Is your home loan owned by Freddie Mac?

The Homeowners Affordability and Sustainability Plan (HASP) is a program implemented on February 18, 2009 by President Obama to help millions of Americans avoid foreclosure.

Like Fannie Mae’s HARP, Freddie Mac’s HASP will help homeowners whose falling home values have prevented them from refinancing because their current loan to value ratios are higher than the normal 80%.

To take advantage of HASP, your home loan must be owned by Freddie Mac. 

Click here to find out if Freddie Mac owns your home loan.

 

Apply Now

City Creek Mortgage IconCity Creek Mortgage

11910 S State St #100, Draper

5.0 2,825 reviews

  • Avatar Jessica Ess
    City Creek Mortgage was great to work with. In particular, Alexis Carter and Sefa Gasu were the best! They made everything so easy to understand and were both so patient with us and our endless questions. They were very responsive by phone … More and email. They were also so fast! We would definitely work with them again!
    ★★★★★ 2 weeks ago
  • Avatar Tyler Bond
    We had a very positive experience with City Creek Motgage. Alexis and Sefa were easy to work with and listened to our concerns, fixed the issues that we had and made the whole process very smooth. We appreciate all that they did for us … More and will work with him in the future. We highly recommend them to anyone else looking for a mortgage.
    ★★★★★ 2 weeks ago
  • Avatar CJ Adamson
    Great local, family-owned mortgage company that provides white glove service with a great personal touch.
    Sefa was helpful throughout the entire process, clearly outlined everything at each phase, and had great communication throughout
    … More the whole loan process.
    Every interaction with someone at City Creek was pleasant and I couldn't be happier with my home loan. They'll be my first call any time I'm looking at a new mortgage, refinancing, or exploring options!
    Highly recommend
    ★★★★★ a month ago
  • Avatar Lauren Weldon
    Thank you so much for helping me with my mortgage! Devyn and Stefa were very great to work with. They both made the entire process stress-free and quick start to finish. Everything was explained clearly and communication was great. I truly … More appreciate the time and effort put into making this such a positive experience. I highly recommend working with them! City creek mortgage is the best
    ★★★★★ 2 months ago
  • Avatar Katie Carpen
    We had an excellent experience with City Creek Mortgage from start to finish. Sefa Gasu, Alexis Carter, and Ivie Carter were thorough, responsive, and professional every step of the way. They handled a complex file with clarity and care, … More kept communication tight, and helped us get to closing smoothly and confidently. Highly recommend their team.
    ★★★★★ 3 weeks ago
  • Avatar Uriel Trejo
    I enjoyed the service City Creek provided from start to finish. Their reps and portal are equally as friendly as they are efficient. Communication was clear and transparent. The process is simple and straightforward. I worked with Alex … More and Marisol and have no complaints. 5 out 5 imo
    ★★★★★ 3 weeks ago