Refinance with the Home Affordable Sustainability Program (HASP)

Is your home loan owned by Freddie Mac?

The Homeowners Affordability and Sustainability Plan (HASP) is a program implemented on February 18, 2009 by President Obama to help millions of Americans avoid foreclosure.

Like Fannie Mae’s HARP, Freddie Mac’s HASP will help homeowners whose falling home values have prevented them from refinancing because their current loan to value ratios are higher than the normal 80%.

To take advantage of HASP, your home loan must be owned by Freddie Mac. 

Click here to find out if Freddie Mac owns your home loan.

 

Apply Now

City Creek Mortgage IconCity Creek Mortgage

11910 South State Street #100, Draper

5.0 2,726 reviews

  • Avatar Katie Oh
    City Creek Mortgage was absolutely amazing to work with! Mike and his team went above and beyond to meet all of our mortgaging needs. They made the entire process smooth and stress-free, and we were even able to close quickly thanks to … More their efficiency.
    I really appreciated how responsive they were; every question I had was answered thoroughly and in a timely manner. They never made me feel like I was asking too much, even when I was persistent with follow-ups. Their patience and professionalism meant so much to me.
    I’ll definitely be working with them again in the future. We’re so grateful for the care and support they gave our little family!
    ★★★★★ a month ago
  • Avatar Maricela Zavala
    We had an amazing experience with City Creek Mortgage! Their team was incredibly helpful, guiding us through the entire process with professionalism and care. Everything was smooth and stress-free, and they made sure we understood every … More step along the way. We truly appreciate their dedication and excellent customer service. Highly recommend them to anyone looking for a great mortgage experience!
    ★★★★★ a month ago
  • Avatar James Brimacombe
    Working with Alexis and Sefa has been a great experience. The whole process was fast and any questions we had were answered extremely quickly. They helped save us a lot of money monthly and with a great interest rate.
    This is the third
    … More time we have used City Creek and have nothing but love for them and their services. Thanks again!
    ★★★★★ a month ago
  • Avatar Rodney Jackson
    I am a buyer's agent and just closed on a home and City Creek Mortgage was the lender. They were fantastic throughout the whole process! They took good care of my buyers, their processed everything smoothly and quickly, and as a real … More estate agent, they kept me informed along the way regarding what phase the loan was at and how things were progressing without my needing to reach out and keep after them. I would definitely recommend and work with them again.
    ★★★★★ 4 weeks ago
  • Avatar Alison Hall
    City Creek was so incredibly helpful for my Husband and I. We just bought our first home and the process was so easy and simple thanks to City Creek! Alexis was our go to person and she was amazing. When we went into underwriting Sefa was … More also incredible. They not only communicated with us but walked us through things. Highly recommend them!
    ★★★★★ 2 months ago
  • Avatar Katie Barr
    Thank you City Creek Mortgage for making our experience so smooth and easy. We bought an investment property and from the start Devyn and Marisol were knowledgeable, helpful, and available anytime we had questions. I highly recommend … More City Creek Mortgage - and I will use them again!
    ★★★★★ 3 weeks ago