Lending a Hand

Meet the newest addition to our household.
This is Kodiak (Kodi), a fun loving Siberian
Husky / Alaskan Malamute mix with one blue
and one brown/blue eye.
Honestly, another dog wasn’t on our radar
(we already have 2), however, when we heard
there was a puppy whose family was transferred
to St. George and couldn’t take him with them,
we stepped in to help.
As a natural snow dog, Kodi LOVES the cold.
Mikaela and her friends took him snowshoeing
and he had the time of his life. He likes to
spend time outside, which is completely opposite
of our other two dogs. And now that we have
learned about the Dog Park in Draper, you can
find us there on a regular basis. It’s like Disneyland
for Dogs.
Who would have guessed that as soon as we
became empty nesters we would expand our
family! LOL!



Our Chief Heart Officer, Jamie Norris, introduced the City Creek family to cooking meals for those living at The Ronald McDonald House.

This is a home where families are invited to stay while one of them is receiving treatment for a life-threatening illness.
The Ronald McDonald House is amazing at anticipating and caring for the families’ needs so that they can be fully present and care for their children.

This includes providing breakfast, lunch and dinner 7 days a week and groups like ours are crucial to making this happen.
Our first attempt was hilarious as we figured out how to plan, shop, cook and serve over 100 people.

Many lessons were learned and laughs shared, but one thing was certain:

We fell in love with the house, the families, and our opportunity to serve them when they need it most.
If you would like to join the fun next time you can email Jamie@citycreekmortgage.com

We would love to have you!


City Creek Mortgage was recently introduced to the foundation, Cars 4 Kids,
created by Luxe Auto Spa. We experienced an unforgettable 3-day drive through
the back roads of Utah’s breathtaking scener y and meeting some of the
most generous people ever. This drive ended at The Ronald McDonald House
where thousands of toys were donated to the children and families that stay,
while their loved ones are being treated for life-threatening illnesses.

The stories shared and the relationships formed have been priceless. If you are interested in joining us for either
a 1-3 day drive in September or learning more about The Magic Room at The Ronald McDonald House that houses
all of the amazing toys for the kids, you can check it out at Cars 4 Kids Foundation on Facebook, c4kdrive.org
or email analee@c4kdrive.org. Star t your engines!
Love to see you there! Mike & Tobi


My wife and I are considered by many to have a hot, sexy marriage. I must admit, that’s a badge I wear proudly. It seems rare to find couples who met in high school 28 years ago who are still passionately in love. I often get asked what are secret is. Although I’m far from an expert I have created a theory that has greatly helped me. and I’d like to share it with you.

Healing Conflict – According to Mike

Conflicts are one of the greatest relational challenges we face in life. Although they can be painful, they can also provide opportunities for personal growth. In fact, some of my greatest growth stemmed from the hardest trials I have experienced.

If you truly analyze the root of personal conflicts you encounter with another person, you will find that many of them stem from a misalignment of how each person is proportionately valuing two mutually exclusive alternatives. For example, in a marriage one person may value their work more than having dinner as a family at 5:30 pm each night. It isn’t that either party is right or wrong, it’s simply that they are not valuing the two options the same.

Whether it’s intimacy, time together, spending money, or how active a lifestyle they live, all couples have areas in their lives where they’re not in alignment. In such cases, there are three options that will avoid continual conflict:

1. One or both parties genuinely alter their values to come into alignment with the other person in a true and healthy way.

2. You live according to your alignment and your spouse modifies his/her behavior to “artificially” align with your values. In this case, you may be happy and feel that all is good, but your spouse will live in conflict.

3. You adjust your behavior to artificially align with the values of your spouse. In this case, you feel pain and continue to live out of alignment with what you believe.

Clearly the first option is the only healthy solution. In many cases, issues that are creating conflict can be mutually aligned with a discussion and a real look in to what each person is valuing in a situation.

In the case of the above example, the person working while the rest of the family is eating dinner together may not be what they truly want in life. They may just be in a competitive job that requires they work beyond 5:00 even though they truly would like to be at home sharing time with their family over dinner. Or maybe they do value working long hours to provide for their family. …Understanding the WHY behind the behavior is the first step in coming together.

As for #s 2 and 3, these are far more painful and have the greatest chance of creating division and distance in a relationship. From what I have witnessed, it seems there are five possible outcomes:

1. The conflict eventually ends the relationship.

2. One person continues to live out of alignment with their values, in a state of conflict, while the other person goes on; possibly not even realizing they are creating pain for their spouse. This is the case when you hear of someone who thought they had a wonderful marriage and then received surprise divorce papers. They didn’t realize that their spouse was existing in conflict that eventually caused them to snap.

3. Each person compromises and they establish an agreed upon solution that is comfortable to both parties.

4. The person living out of alignment adjusts their values in a healthy way to become in alignment with the other.

5. The person setting the course re-aligns their values.

The reality is that each of us need to question what we are truly valuing in life, and determine which values are healthy and which ones are not. For example, if I was to have a girlfriend on the side, it would be an indication that I might be valuing attention from another above my marriage commitment. This would clearly be an unhealthy value that would not serve me or my family well. I would then get help to realign my values in a healthier way.

The key takeaways that I hope you learn from this are:

1. Talk openly when you are out of alignment with your spouse’s behavior.

2. Never make your spouse wrong when they verbalize that they are out of alignment with you. It isn’t a matter or right or wrong. It’s simply that current values aren’t in alignment.

3. Seek to create a level of safety in your relationship where both parties feel comfortable discussing areas in which they feel conflict.

Having a fulfilling relationship for almost 30 years takes work, hard work. Of course, we work on different issues today than we did back then. It’s a never-ending commitment.

I hope you find value in my theory. It has certainly helped contribute to the success of my relationship. If I get a good response from this, maybe one day I’ll share my fool-proof recipe for a passionate sex life! 😊

The ladies of City Creek Mortgage joined The JR Way to deliver an extra special experience to the families living at The YMCA. We had a blast pampering the mom’s with hair, makeup, nail and massage services. For the kids we had stuffed stockings, games, cookies, tattoos and tons of other fun stuff. Everyone had a great time and we will be making this an annual event.

If you want to learn more about awesome giving opportunities like this, you can follow our page at Lending a Hand with City Creek Mortgage on Facebook.


Last November, I realized the power of journaling during a trip to Costa Rica with a business development group that I’m a member of.  During my stay, I was given the time to develop my thoughts and ideas.  As I sat down next to the water to think with my pen and journal in hand, I was able to map out plans, hopes, and dreams that have been on my mind for years.  I felt a burst of life envelop around me.  For the first time in a while, I felt a sense of peace and recognized many new possibilities.

Journaling is now a ritual in my life.  Having a place to land my thoughts helps me to feel more secure in my knowledge and prepares me to face situations that arise.  By tracking my feelings, lessons and ideas, I have found that I am a more well-rounded person with a greater sense of knowledge and perspective.     

If you aren’t currently journaling, I encourage you to try.  It may seem like one more thing to add to a busy life, however, I believe it is something that you greatly benefit from immediately.

A while back I learned one of the most valuable lessons of my life. I was at a business seminar with my wife when the presenter, Tony Robbins, talked about his theory on human needs. Many years ago, he recognized that there are six key forces that drive human behavior. These forces drive the decisions we make, how we feel about things and how we respond. According to Tony, the Six Human Needs are:

6 Human Needs

Of the six needs, the first four are “Basic” needs and number 5&6 are secondary needs that generally can be met only after the first four are secure. In other words, people tend to focus on growth and contribution at a higher level once they feel a reasonable level of achievement in the first four human needs. Further, if an experience or feeling meets at least 3 of the needs simultaneously, it can be highly addictive.

Although each person experiences all six needs, the order in which they drive behavior is not of equal importance to everyone. For example, some people may value Certainty more strongly than others and some may find the need for Love & Connection to be their primary need. In general, there is one that is dominant in each person and a second need that follows. The remaining two, although still important, tend to be lower on the scale than the primary and secondary needs.

My Personal Lesson

As I contemplated the meaning and validity of his theory, I had the epiphany that if I were to meet each of the six needs within my marriage, both Tobi and I would experience a richness and beauty that would exceed our expectations. Further, it would create an addiction that would make our connection more difficult to break. But to do this, I needed a plan.

I will share with you some of the notes and questions I came up with regarding each need. Although there isn’t sufficient space to share my detailed plan for each, I hope to give you a vision of the potential power hidden within the plan.


  1. Certainty – Per Tony, the need for safety is the most predominant need in most humans. I find this to be true with me as well as for my wife, Tobi. So, I asked the questions – What do I need to do to ensure that she never needs to question my commitment or dedication to her? How can I increase safety in all interactions with her?
  2. Variety – What does it look like to experience the art of surprise and spontaneity within our relationship? How can I ensure we maintain excitement in our lives?
  3. Significance – My wife is an exceptional person with many talents and gifts to offer this world. How can I help her to live out her greatness?
  4. Love & Connection – We all have the need to feel loved and to experience deep connection. Unfortunately, too many give up on love and settle for connection. This is not a place I ever want to be. How do I ensure connection and simultaneously love my wife unconditionally?
  5. Growth – If we aren’t growing, we are dying. What will be our ongoing source of fuel that keeps us learning and inspired to become better? What daily disciplines are needed to ensure these are ongoing and never stop?
  6. Contribution – True meaning in life comes from what we give back. While most seek happiness in having more, how will we be different and experience true happiness through the art of contributing our gifts and talents to help others?

Of everything I have learned so far through this process, the idea of fiercely loving my wife through every good time and bad seems to be the greatest lesson. After 23 years of marriage, I’m thankful for every new thought that can help strengthen our relationship.

This is clearly a unique article for me to write. If this has created curiosity within you, I’d love to share the Six Human Needs with you. Please e-mail me for more information to Mike@CityCreekMortgage.com.

When I was younger, I would tell people that I like dogs more than I like humans. Now that I’m all grown up, although not as extreme as when I was young, my love for animals continues.

There are many wonderful organizations out there that exist to serve and protect our four legged friends. One such organization is the Humane Society of Utah. For the past 55 years, The Humane Society of Utah has specialized in connecting homeless pets to loving families. In 2017 alone, they expect to place 11,500 pets, which is more than they have ever placed in a single year. However, as an organization that is fully funded through donations, they couldn’t accomplish this goal without help.

City Creek Mortgage is a proud sponsor of the Utah Humane Society. Next time you are there, visit our sponsored kennel and be sure to give a little extra love to the dog who happens to be living within. Take a picture of the pet and post it on social media along with #citycreekmortgage and we will pass a little extra love on to you as well!humane