Blog | Home Loan Mortgage

Home Loan Mortgage

Learn the basics of mortgage here. Knowing the basics empowers you to confidently search for homes and get refinance options when you’re ready.

Shop rates now Start refi application

Category Image

Subscribe to our newsletter

a man in a blue shirt smiles at the camera.

Mike's Weekly Rate Commentary

Learn what Mortgage Mike thinks about today's mortgage rates, the market, and his opinion on locking or floating your rate.

View Blog Category

a man and woman sitting on the floor with a dog

Tips & Advice

Navigating the mortgage process can be intimidating. Here, we provide tips and advice for those looking to learn and get the best from their mortgage. From budgeting to credit scores, these tips will help you make your mortgage process smooth and less stressful.

View Blog Category

a couch with a blanket on it in a living room

Types & Terms

A mortgage can be a complex financial product, and understanding the different types and terms can be a lot to take in. Here you’ll learn about the various options available to you, so you feel confident you’re getting the best type of mortgage for your needs, from fixed-rate mortgages to adjustable-rate mortgages and beyond.

View Blog Category

Recently Published

Today’s Mortgage Rates in June 2025

June 23, 2025 🔒What This Means for Mortgage Rates Mortgage rates remain stubbornly...

Today’s Mortgage Rates in June 2024

June 3, 2024 I suggest floating, as long as the yield on the...

When Should I Lock in My Mortgage Rate?

When Should I Lock In My Mortgage Rate?

Rate Lock Overview Although they are a crucial part of the home buying...

Today’s Mortgage Rates in April 2023

April 28, 2023 The bond markets remain in a tough battle over 200...

Today’s Mortgage Rates in May 2023

May 26, 2023 While rates continue their climb, we will maintain a locking...

Couple looking at closing costs for their potential home

How Much Are Closing Costs in Utah? + How To Lower Them

“Fantastic! More fees that I don’t understand why I’m paying!” This is most...

Today’s Mortgage Rates in March 2023

March 31, 2023 Mortgage rates are slightly up this morning. However, with little...

the word inflation is surrounded by flames on a black background.

Today’s Mortgage Rates February 2023

Feb 28, 2023 Mortgage bonds have broken out of the steep downward trading...

Category Image

Home Equity Loans

With home values climbing to record highs, many have rushed to their bank...

Category Image

Bi-Weekly Payments

The average home buyer today can save $80K and five years on their...

12