Avoid these mistakes to make your mortgage experience go as smoothly as possible.
Save thousands by knowing how rates and closing costs affect each other.
The more you understand about refinancing, the more you can save.
Many mortgage companies fear that their clients will shop around – we encourage ours to.
There’s no substitute for a good working knowledge of your finances.
As a bit of a contrarian, whenever things start to look too good, I begin to question the future. And given the strength of the market since the housing meltdown reversed, now is a prudent time to begin closely watching home value appreciation for any...
We all want the best mortgage rate when we’re looking to buy a new home, and credit is one of the single largest factors here. Your credit score plays a huge role in both the kinds of mortgage programs you qualify for and the rates...
With home values climbing to record highs, many have rushed to their bank to take out a line of credit against their homes. For some it has been to make home improvements or consolidate debts. For others it was to take a vacation or purchase...
When it comes to getting a mortgage, particularly among first-time buyers, the down payment is often a huge area of concern. Popular perception of the down payment, which is paid up front at closing as part of a mortgage loan, has built it up to...
Meet the newest addition to our household. This is Kodiak (Kodi), a fun loving Siberian Husky / Alaskan Malamute mix with one blue and one brown/blue eye. Honestly, another dog wasn’t on our radar (we already have 2), however, when we heard there was a puppy whose family was transferred to St....
As a top mortgage company in Utah, we at City Creek Mortgage are here to help with every area of your mortgage loan process. We can help you get the best financing for your new home, but we can do much more than this as...
Whether you’re looking to get a new mortgage or refinance an existing one, your credit score is one of the biggest financial factors in this world. A high credit score will help you get the best mortgage rate available and qualify for many special programs,...
At City Creek Mortgage, we’re here to be more than just mortgage pros. Our experts are indeed experienced and well-trained in every area of helping you get the best mortgage rates, but they’re also here to help you with several parts of the actual homebuying...
Keeping Up With the Competitive Spring Market The spring is one of the busiest times in the mortgage world, and with good reason. April and May are the two single largest months for home listings hitting the market across the country, meaning there are often plenty...
The homebuying world is exciting, but it can also be complex and somewhat imposing for first-time homebuyers. At City Creek Mortgage, we’re here to make everything as simple as possible for you as you go through the mortgage loan and home search process. Unfortunately, a large...