Let your home's equity work for you

Leverage the value you’ve built in your home to simplify finances, cover expenses, or invest in your future.

Your home equity, your chose

Leverage the value you've built in your home to simplify finances, cover expenses or invest in your future

Consolidate debt into one payment

  • Lower monthly payments
  • Combine high-interest
  • Simplify financial management
See today's rates

Cover large expenses

  • Pay for home improvements
  • Cover education costs
  • Handle medical bills
See today's rates

Free up money to invest

  • Access equity for investing
  • Fund business opportunities
  • Increase financial flexibility
See today's rates

We don't just watch rates. We watch your loan.

Join our Rate Watch and we'll store your exact loan details in our system, connected directly to our live pricing engine. The moment a refinance makes sense for your situation, we'll call you.

Join Rate Watch Show Me Current Rates
  • When rates improve (we notify you)
  • When the numbers make sense (we reach out)
  • You'll know exactly when it's time to act

From Mortgage Mike
Why are City Creek's Rates So Low?
“Tobi & I both grew up in families with very limited resources. The typical mortgage process is expensive and hard. This is the last thing you should worry about. That's why we re-engineered the mortgage process to be easy and affordable."
See today's rates

It's Sunday at 07:26

We’re open until 9pm today!
We’re available by phone until 9pm today!
Please call us tomorrow at 6am!
We are open till 6pm today.
Please Call us Tomorrow at 9am!
801-501-7950
Talk to a real, local person