Congrats! Intermountain Healthcare Loves You.
Intermountain Healthcare has partnered with us to get you access to instant quotes, below market interest rates on purchases and refinances, and a $500 Visa Gift Card at funding—just to name a few—all for free!
- No personal information required
- No upfront deposit for appraisal or credit report required
- Expect to save money
Today’s Rates
30 Yr Conventional Fixed
1.525 points
What are mortgage points?
Purchasing mortgage points is essentially prepaying interest to the lender, which allows you to secure a lower interest rate for the life of the loan.
Not sure if you should pay points? Don’t worry. You don’t have to decide until a few days before closing.
What are mortgage points?Purchasing mortgage points is essentially prepaying interest to the lender, which allows you to secure a lower interest rate for the life of the loan.
Not sure if you should pay points? Don’t worry. You don’t have to decide until a few days before closing.
6.125%
Interest rates
This is the interest rate applied to your home loan, and directly affects your monthly payment. Locking in a competitive rate can help you save on interest, and make homeownership more affordable.
Interest ratesThis is the interest rate applied to your home loan, and directly affects your monthly payment. Locking in a competitive rate can help you save on interest, and make homeownership more affordable.
APR 6.308%
APR: (Annual Percentage Rate)
The total cost of your mortgage, including interest, lender fees, and other charges. Since lenders can pick and choose what is included in this calculation, it’s not the best way to compare.
APR: (Annual Percentage Rate)The total cost of your mortgage, including interest, lender fees, and other charges. Since lenders can pick and choose what is included in this calculation, it’s not the best way to compare.
Lowest rate, highest upfront cost
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0.721 points
6.375%
APR 6.483%
Low rate with upfront cost
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-0.137 points
6.625%
APR 6.664%
Balanced rate and upfront costs
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-0.830 points
6.875%
APR 6.882%
Lowest upfront cost
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Rates as of July 3, 2025 See Rate Assumptions
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What's Included
Free benefits for you.
$500 Visa Gift Card
Upon funding, you will receive a $500 Visa Gift Card
Zero upfront & application fees.
It costs nothing for you to explore potential savings. With no application fees, you have nothing to lose!
Low interest rates & fees.
Lower rates means more money for each of you.
Agent Discounts
When you work with one of our dedicated network of real estate agents, they will gift you 1% off the sale of your home or a 20% credit on your buyer's agent commission.
$5,000 close on time guarantee
Don’t want to miss that closing date? We get it! We guarantee to close your loan by the date stated in your contract. If we don’t, we’ll write you a check for $5,000.*
… Did we mention more happiness?
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You're about to save time and money going with City Creek Mortgage.
With zero up-front fees, you can explore how this program can save you thousands. We'll walk you through every step of the way. Take advantage now of one of the best employee perks you'll ever have!
Benefits Coming to You
$500 Visa Gift Card Below market interest rates & fees Zero application fees Zero up-front costs 5-star client experience Realtor Discount $5,000 Close on time guarantee* 