Utah Housing Purchase

Subhead about Utah Housing purchase

Utah Housing

  • Are you a Utah resident looking to purchase a home?
  • Are you struggling to find a way to come up with a down payment or closing costs for your home loan?

The Utah Housing loan programs allow you to borrow needed money for closing costs, or a down payment. You can purchase a home using an FHA loan with little or no cash down. Qualified buyers can access a second mortgage for closing costs and a down payment for 4-6% of the loan value, depending on your credit score, and whether you are a first time or repeat home buyer. The second mortgage is a 30-year fixed loan, with a 2% higher interest rate than the first mortgage rate. To learn more about this local program and how you qualify, please give us a call.