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If your mortgage loan application is approved by City Creek Mortgage (“CCMC”) on the original terms requested, CCMC is guaranteeing to close your loan by the date stated in the purchase contract. If all eligibility requirements (below) are met but your loan does not close by the contract closing date because of something that CCMC did, CCMC will provide monetary compensation in the form of a check for $5,000 post closing. The guaranteed amount can only be paid out once per loan transaction regardless of the number of delays or number of applicants. See more legal terms & condition.
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Exclusions from the Guarantee
- Refinance transactions
- Loans requiring a mortgage subordination or simultaneous second mortgage
- Loans with down payment assistance
- Applicants who have a disputed tradeline or credit account
- Short sale purchases