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Etsy has partnered with us to get you access to instant quotes, below market interest rates on purchases and refinances, and a $500 Visa Gift Card at funding—just to name a few—all for free!

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5.0 5-star ratings 2,462 Google Reviews

instant quotes
What's Included
Free benefits for you.
Dollar Amount
$500 Visa Gift Card
Upon funding, you will receive a $500 Visa Gift Card
Percentage
Zero upfront & application fees.
It costs nothing for you to explore potential savings. With no application fees, you have nothing to lose!
Documents
Low interest rates & fees.
Lower rates means more money for each of you.
Fees
Agent Discounts
When you work with one of our dedicated network of real estate agents, they will gift you 1% off the sale of your home or a 20% credit on your buyer's agent commission.
5-star experience
$5,000 close on time guarantee
Don’t want to miss that closing date? We get it! We guarantee to close your loan by the date stated in your contract. If we don’t, we’ll write you a check for $5,000.*

… Did we mention more happiness?

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What is it

What it is

An easier & cheaper way for you to buy, refinance, or sell a home.

Now, more than ever, we know you want to feel valued by your employer. Because your company has opted-in to our Corporate Savings Program, you are eligible to receive mortgage and refinance reduction benefits. Thanks to your employer, keep more of your hard earned money in your pockets every month!

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Mortgage Tools & Answers
What you need no matter what you're looking for
Affordability Calculator
See how much how you can afford
Get Price Range
affordability calc
Pre-qual Letter
Make your offer stronger with a pre-qual letter
Request Letter
Contract
Free Home Value Report
See your current or future home’s worth
Request Value Report
Home Value Report
Second Opinion
Compare another company’s Loan Estimate
Show Comparison
Second Opinion
Find your best rate
See refinance rates in 45 seconds. No personal info required.
See Refi Rates
affordability calc
Free mortgage review
See how your current mortgage stacks up with your goals.
Start Review
prequalify
Digital loan officer
Rate timeline savings analysis (for nerds 🤓)
Analyze Best Rate
Compare your quote
Compare another company’s Loan Estimate
Compare Quotes
Second Opinion
Even More Benefits

Even More Benefits

Access to a personalized rate in under 30 seconds. Totally free.

In 30 seconds flat, you can calculate your personalized rate quotes with these included corporate perks discounts. Best part is, no personal information is required!

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Wondering what it's like working with us? We got you.
Testimonials
  • “Thanks for all your work in financing our new home. I know it takes a bit more work and effort to get financing for the self-employed and we are happy that you stuck with us.”
    Benjamin and Nalene Dunkley
  • “We loved our experience with City Creek Mortgage and have complete trust that we are in the best hands possible. What a great and satisfying mortgage experience! Wow! We have never said that before!”
    David and Gretchen Figge
  • “I love City Creek Mortgage because Mike was willing to share his time and talent to help Ben and me, even though it was not going to financially benefit him. Sharing his time and talent so willingly will always be fondly remembered and gratefully appreciated!”
    Joani Shaver
  • “Honesty, integrity and excellence. Great team players. Able to see the big picture, fun to work with, willing to help others even if there may not be financial gain. Always open for new challenges and opportunities. That pretty much sums up my experience with City Creek Mortgage. I am honored to work with Tobi and Mike and know my clients will always be taken care of or referred to someone who is a better fit.”
    Lyndi Reed
    Keller Williams Agent
  • “City Creek was the only company to actually stay in contact with us and they spent the time to fully explain what they have done and what to expect next.”
    Adam Bowers
See Today’s Rates
Amazing rates, with Etsy discounts
30 Yr Fixed Conforming
4.875%
APR 4.968%
Customize your rate in just 60 seconds
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15 Yr Fixed Conforming
3.875%
APR 4.076%
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30yr 10/6 Jumbo ARM
5.125%
APR 5.135%
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Rates as of August 19, 2022   See Full Rate Table
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2,462 people can’t be wrong
5-star ratings 2,462 + Reviews

2,462 Reviews | Average 5/5

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You're about to save time and money going with City Creek Mortgage.

With zero up-front fees, you can explore how this program can save you thousands. We'll walk you through every step of the way. Take advantage now of one of the best employee perks you'll ever have!

Benefits Coming to You
$500 Visa Gift Card $500 Visa Gift Card
Below market interest rates & fees Below market interest rates & fees
Zero application fees Zero application fees
Zero up-front costs Zero up-front costs
5-star client experience 5-star client experience
Realtor Discount Realtor Discount
$5,000 Close on time guarantee* $5,000 Close on time guarantee*