Articles & Advice

Mortgage Mistakes

Avoid these mistakes to make your mortgage experience go as smoothly as possible.

Rates & Closing Costs

Save thousands by knowing how rates and closing costs affect each other.

Shopping your Mortgage

Many mortgage companies fear that their clients will shop around – we encourage ours to.

Personal Finance

There’s no substitute for a good working knowledge of your finances.

All Articles

Personal Finance / 02.06.2016

As we approach the closing of your new home loan, I want to take this opportunity to let you know how much we appreciate you, and let you know that our goal is to continually add value to your life even outside of managing your...

Rates & Closing Costs / 02.06.2016

Unless your interest rate is locked, the interest rate that is stated on your application does not necessarily reflect the current market interest rates.  Because interest rates fluctuate from one day to the next (sometimes from one hour to the next), it is not possible...

Rates & Closing Costs / 02.06.2016

When structuring my client’s loans, I will typically recommend loan strategies with little if any closing costs.  Depending upon loan size and other factors, a no-cost loan may not be available.  However, a loan strategy where a significant portion of the closing costs are credited...

Uncategorized / 17.05.2016

You've made the decision to buy a home. This process can be both nerve-wracking and exciting, especially if it's your first time. You might not know what to expect and feeling uncertain. Most of your concerns can be put to rest once you do a...

Mortgage Tips / 03.04.2016

If this is your first time purchasing a home, you might not be aware that there are actually several different types of home loans. One of the most popular for first-time homebuyers is the FHA (Federal Housing Administration) loan because it offers several benefits that...

Uncategorized / 18.03.2016

A mortgage is an important financial service that lets homeowners leverage the value inherent in their property. Deciding to take out a mortgage on your home is a big step because it will have financial repercussions for many years to come. Savvy homeowners can help...

Mortgage Tips / 02.03.2016

Living in high density cities and urban areas is often regarded as the norm, but many people love the wide open spaces associated with rural areas. Getting out of the cities can be surprisingly affordable because there are numerous housing choices for people to consider....