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Mortgage Strategies / 01.07.2016

Overextending your budget is a mistake new homeowners often make. While your mortgage broker helps you to secure a source of lending, you worked hard to save for the down payment. What many do not realize is that you still need to keep saving money...

Personal Finance / 03.06.2016

Your credit score can impact you in a number of different ways. It will affect the interest rate you pay on your mortgage, your insurance premiums, as well as the cost of consumer loans. Having a clear understanding of credit scores and knowing how to...

Personal Finance / 03.06.2016

A mortgage is a tool that can either help or hinder your financial growth. In fact, a poorly structured mortgage has the potential of creating devastating financial implications, while a properly structured home loan can help provide financial peace and stability. Based on our research,...

Mortgage 101 / 03.06.2016

Buying a home is an emotional process. Oftentimes the emotions involved can overpower the logic needed to ensure that a financially responsible home within your price range is your final decision. Owning a home that has a payment that exceeds what will comfortably fit within...

Shop your Mortgage / 02.06.2016

I realize that the mortgage industry has created an environment where people feel they need to “shop” for the “best rate.” First of all, I want you to know that I guarantee that my team and I structure loans that will provide the lowest cost...

Shop your Mortgage / 02.06.2016

The traditional approach to choosing a mortgage advisor can be extremely dangerous and cost you tens of thousands of dollars over the life of a loan. A mortgage is no longer just a means to allow you to own a home. A mortgage is a tool...

Mortgage 101 / 02.06.2016

Within the attachments included in your loan strategy are your Fee Sheet, and Truth-In-Lending Disclosures. The calculations in the Federal Truth-In-Lending Disclosure are based upon estimates of your loan costs from your Fee Sheet. You will receive another form at the time of closing called...